Embedding Risk Checks

How do I use the Risk Checks?

 

You can use them individually or in combination by embedding them in an XS2A.risk object, as described in the Request body of the XS2A.risk.

 

The following checks can be embedded:

 

xs2a.balance_check Checks account coverage against a specific amount

xs2a.balance_overview Returns the current balance of the selected account. This check has no additional parameters. Simply append an empty object to indicate that you want to perform this check.

xs2a.cashflow_overview This check provides a cash flow overview for the requested period. This check has no additional parameters. Simply append an empty object to indicate that you want to perform this check.

xs2a.chargeback_check Returns the number of recognized chargebacks for the account. This check has no additional parameters. Simply append an empty object to indicate that you want to perform this check.

xs2a.children_check This check collects payments from government agencies indicating how many children the account holder has. This risk check has no configuration.

xs2a.credit_check This check collects various information about a customer. For example, the check is designed so that it can be used in a credit application process without having to resort to another medium. Information is currently available on all available categories. For more information, see our category documentation.

xs2a.direct_debit_check This check uses various measures to determine the best date to execute a direct debit, thereby minimizing the risk of default due to lack of account coverage.

xs2a.fact_sheet

The x2a.fact_sheet generates a PDF file with the most important facts about the customer account. You can download the retrieved data either as PDF or JSON.

 

Download Fact Sheet PDF

 

GET https://api.xs2a.com/v1/risks/<transaction-id>/factSheet?format=pdf

Download Fact Sheet JSON

 

GET https://api.xs2a.com/v1/risks/<transaction-id>/factSheet?format=json

xs2a.overdraft_limit_check

 

xs2a.seizure_check

 

xs2a.standing_orders_check

 

xs2a_all_accounts_check

 

xs2a_account_status_check

 

xs2a_holder_identification_check  

 

With this module a list of names can be compared with the name of the account holder of all accounts. Only the first name and surname must be passed for the request. As result you receive the information whether there is a match for each account, first name and surname.